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F

Fault claim
A fault claim is one where your insurance company will be unable to recover all of the costs from a claim, e.g. a break in to your car.
Financial adviser
The two categories that these come in are: Independent Financial Advisers (IFA's) who work on behalf of a client and are able to choose from any product or service in the market, or a Tied Agent who work on behalf of a single company and only recommend their products.
Fully comprehensive
For car insurance, this is a policy that covers damage to the owner's vehicle as well as to that of Third Parties (see Comprehensive Insurance).


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