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Car insurance information |
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Security of your Car
When you attain a Car Insurance quote, the Insurance Company is likely to take the level of security your vehicle has into account.
The better the level of security, the lower a risk you would represent and therefore the lower the premiums are likely to end up being.
Newer cars tend to come fitted as standard with technical devices to help to deter thieves from trying to break into the vehicles and because of this lowering of risk will reward the car owners with a lowering of premiums.
If you wish to make even greater reductions on the premium on a newer car, or if you want to help reduce the premium of an older car there are many security devices available for you to buy. These are items such as immobilisers.
Prior to buying a security system and just expecting there to be a level of premium reduction from your insurer, it is highly worthwhile talking to the insurance companies first to see whether there are particular devices that they might prefer, they may also want a guarantee that they have been professionally installed.
Whatever your vehicle, new or old, it is highly likely that added security will help to reduce your Car Insurance premium.
If your vehicle is high powered it will often be the case that your Car Insurance premiums will be much higher than the average. Many insurers may even refuse to insure you, as they feel that the risks to them are too high. There are companies that specialize in these areas and may be able to attain you a better quote, even if your car is kit built, imported, modified, or simply has a powerful engine.
We will search a panel of insurers for Car Insurance. Click the quote buttons to get a competitive insurance quote in a matter of seconds.
Be warned, often you will need a specified security device. A "Thatcham" Category 2 device is an approved alarm. A "Thatcham" Category 1 device is an alarm and an immobilizer.
Your insurer may insist, for high powered cars, on a Cat1/Cat 2 or even a tracker - generally regarded in the industry, as the best device.
Do not be attempted to fit the device yourself. Your insurer is likely to require the security certificate showing that fitting was completed by an approved specialist.
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Endsleigh Insurance Services Limited are authorised and regulated by the Financial Services Authority.
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