Glossary
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O
- Over insured
- This is the trem employed to describe a situation whereby a person has taken out an insurance policy over and above the level of cover thata they actually need and will therefore be paying a higher premium level than actually required. An example of this could be if you over value the worth of you car.
- Outbuildings
- This means garages (detached or integral) sheds, greenhouses and other outbuildings which are situated within the boundaries of the land belonging to the home.
- Owner
- The legal owner of a vehicle This does not necessarily mean the person who runs, maintains or actually uses it.
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